What are the payment card surcharges?
If you make a Linkt account payment by an accepted credit or debit card, we incur costs by our financial institution. The Payment Card Surcharge is a straight pass through of these costs and applies to all account payments made with a Mastercard, Visa or American Express credit or debit card.
Current surcharge rates
These rates are determined by our financial institution and are reviewed monthly.
Last reviewed on 16 April 2025.
Last reviewed on 16 April 2025.
| Card type | Surcharge |
|---|---|
| VISA Credit | 0.76% |
| VISA Debit | 0.35% |
| Mastercard Credit | 0.89% |
| Mastercard Debit | 0.39% |
| AMEX | 2.15% |
Avoid the surcharge—fee free options
You can avoid the Payment Card Surcharge by switching to a direct debit payment from your nominated bank account. Simply log into your account and select the ‘Set up auto payments’ option, following the prompts for direct debit payments.